Buy Property Calculator

Analyze any investment property. Get cash flow, cap rate, cash on cash return, and DSCR in one place.
Learn: How to Analyze a Rental Property
Cash Flow
Monthly income minus all expenses including mortgage. Positive cash flow means the property pays for itself and puts money in your pocket.
Cash Flow = Rent - Expenses - Mortgage
Key Metrics Explained
  • Cap Rate: NOI ÷ Price (all-cash return)
  • CoC Return: Cash Flow ÷ Cash Invested
  • DSCR: NOI ÷ Debt Service (lender metric)
This calculator computes all three automatically!
Benchmarks for a Good Deal
  • Cash Flow: $100+ per month
  • Cap Rate: 5-8%+ (market dependent)
  • CoC Return: 8-12%+
  • DSCR: 1.25+ (loan qualification)
Purchase Details
Loan Program
Conventional
Purchase Price
Down Payment20%
$0
Closing Costs3%
$0
Interest Rate
%
Loan Term
30 yr
Total Cash Needed
$0
Loan Amount
$0
LTV
80%
Income & Expenses
Monthly Rent
Vacancy Rate5%
Property Tax
Insurance
HOA
Maintenance
Property Management0%
Monthly Expenses
-$0
Monthly Mortgage
-$0
Cash Flow Analysis
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Key Metrics
Enter property details to see key metrics

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