Free Real Estate Tools

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Is your home costing you more than it should?

Start with your address and find out where your mortgage, taxes and insurance cost more than they should. No account needed to look.

Explore Markets

Interactive U.S. market map with real data. Compare home values, rents, income, and growth across all 50 states.

Market Data Lookup

Type any city, county, metro, or ZIP and get median home value, rent, income, growth, and vacancy instantly.

Why Did My Mortgage Payment Go Up?

Payment went up on a fixed-rate loan? See how much came from higher property tax, higher insurance, and the escrow catch-up, and what you can do about it.

Buy Property Calculator

Analyze any investment property. Get cash flow, cap rate, cash on cash return, and DSCR in one comprehensive analysis.

Cash on Cash Calculator

Calculate the actual return on your invested capital. See what your money is really earning.

Cap Rate Calculator

Calculate capitalization rate to compare investment properties regardless of financing.

DSCR Calculator

Calculate Debt Service Coverage Ratio. See if your property qualifies for DSCR loans.

Leverage Calculator

Understand how debt amplifies your real estate returns - and risk. See the power of leverage.

Refinance Calculator

See if refinancing makes sense. Calculate your new payment, monthly savings, and break-even point.

Home Sale Calculator

Estimate your net proceeds from selling. Factor in closing costs, mortgage payoff, and potential taxes.

Tax-Free Window Calculator

Moved out and kept the old house as a rental? The $250k/$500k capital gains exclusion ends 3 years after you move. Find your deadline and what it is worth.

Cost vs Value Calculator

See how much a renovation will recoup at resale, by US census division. Powered by JLC Cost vs Value data.

Real Estate Metrics Glossary

Plain-English definitions of cap rate, cash-on-cash, NOI, DSCR, LTV, ZHVI, ZORI, and every other metric Nimbus tracks. Free reference, no signup.

Keep your home and its numbers in one place

Start with your address and see your home's value est. in seconds, with the market around it. Add your email to keep it, free, and ask Chene money questions on your own numbers.